You must be employed in the same line of work for at least 2 years.
You have not been late on your monthly payments within the past 12 months.
You must not have had a bankruptcy within the past 3 years.
You must not have had a foreclosure within the past 3 years.
Your credit score must meet the current lending guidelines.
There's never been a better time to buy a home:
Interest rates are low and fixed for 15 or 30 years.
You may be able to qualify for down payment assistance (however, you will need at least $1500 of your own money for your deposit and inspection costs).
You may be able to qualify for 100% financing.
It costs nothing to get pre-qualified to buy a home.
I can help you find a home and there is no cost to you for my services. I get paid at closing from the proceeds of the sale of the house.
If you are interested in applying for a home, please fill out the following form and we will get back to you within 24 - 48 hours. If you have questions and would like to speak with me directly please call me Silvia Vallejo with The Realty Shop Colorado at 970-590-9397.